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Islamic Vehicle and Asset Finance

Suitable for all types of customers, private individuals as well as businesses.
Apply now
Beach family
Choose the type of financing that works for you
Buy a vehicle from a dealership icon
Buy a vehicle from a dealership
Purchase a vehicle through an authorised dealership with Ijarah financing.
Buy a vehicle privately icon
Buy a vehicle privately
Finance a private vehicle purchase with Shari'ah compliant Ijarah financing over 12 to 72 months.
Shari'ah compliant financing icon
Shari'ah compliant financing
Vehicle and Asset Ijarah (lease) financing solution suitable for individuals and businesses.
Islamic Banking Base Rate (IBBR)* icon
Islamic Banking Base Rate (IBBR)*
The IBBR is 10.25%. *This refers to the FirstRand Group IBBR.
Easy, secure contract signing and self-service account management
The iContract is a new secure web-based system for signing your finance agreement documentation online. The first of its kind in South Africa, this platform can save you from piles of paperwork and allow you to sign your contract when and where it suits you. When your finance is approved you can choose below the iContract you would like to sign.
Personal
Personal
When your finance is approved you can choose to sign in your personal capacity.
Sign in personal capacity
Business
Business
When your finance is approved you can choose to sign on behalf of your business
Sign on behalf of my business
Self-service login
Self-service login
Self-service account login
Qualifying criteria
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•Must be 18+ years old
•Must have a driver's licence
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Required documents
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•Proof of income (recent payslip or 3 months payslip if you are self-employed)
•A signed declaration in accordance with the NCA
•A South African ID book/card
•South African driver's licence
•If you are a foreigner, a valid passport, permits and international driver's licence is required
•Refugees will not be considered for vehicle finance
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Apply now
Choose an option below to start your Islamic Vehicle and Asset Finance application.
Buy a vehicle from a dealership Buy a vehicle privately Buy a vehicle or asset for your business
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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).
4 Merchant Place, Corner Fredman Drive and Rivonia Road, 2196 | PO Box 650149, Benmore, 2010
T (011) 282 1808 | F (011) 282 8088 | Fraud - 087 575 9444
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