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< R10m annual turnover

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> R10m annual turnover

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Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

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Save and Invest 3PIM (3rd Party Investment Manager)

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FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

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Insurance

For my employees

Staffing Solutions Employee benefits

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Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

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Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Corporates + Public Sector

Corporate Public Sector

All savings + investment accounts


Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Additional options

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Financial planning

Overview

Encore Account


Premier Select: Comprehensive Pricing Option

Published at 2017-07-24

Tier Credit Interest Rate
R0 - R9 999 0.30%
R10 000 - R19 999 0.55%
R20 000 - R49 999 1.55%
R50 000 - R99 999 3.20%
R100 000+ 0.80%

Youth Account


Published at 2016-03-18

Amount Interest
(per annum)
R1 - R 100 0.00%
R100 - R 1 000 1.40%
R1 000 - R100 000 1.90%
R100 000+ 2.95%

Stokvel Account


Published at 2023-05-26

Amount Interest (per annum) Effective Rate
R1 - R19 999 7.05% 7.28%
R20 000 - R24 999 7.25% 7.50%
R25 000 - R74 999 7.70% 7.98%
R75 000 - R99 999 7.80% 8.08%
R100 000 - R499 999 7.80% 8.08%
R500 000 - R999 999 7.90% 8.19%
R1 000 000 - R5 000 000 8.00% 8.30%
R5 000 000 + 8.25% 8.57%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Smart Save Account


Published at 2023-05-26

Amount Interest (per annum) Effective Rate
R100 - R999 5.00% 5.12%
R1 000 - R4 499 5.00% 5.12%
R4 500 - R9 999 5.00% 5.12%
R10 000 - R14 999 5.00% 5.12%
R15 000 - R19 999 5.00% 5.12%
R20 000 - R24 999 5.00% 5.12%
R25 000 -R39 999 5.00% 5.12%
R40 000 - R49 999 5.00% 5.12%
R50 000 - R74 999 5.00% 5.12%
R75 000 - R99 999 5.00% 5.12%
R100 000 - R149 999 5.00% 5.12%
R150 000 - R199 999 5.00% 5.12%
R200 000 + 5.00% 5.12%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Savings Account


Published at 2023-05-26

Balance Band Interest (per annum) Effective Rate
R1 - R19 999 7.05% 7.28%
R20 000 - R24 999 7.25% 7.50%
R25 000 - R74 999 7.70% 7.98%
R75 000 - R99 999 7.80% 8.08%
R100 000+ 7.80% 8.08%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Transactional savings accounts


Interest rates

A positive balance has positive returns.