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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Additional options

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Financial planning


Convenience at your fingertips

Pay and get paid anywhere, any how

Make and receive payments. Plus, get paid using your smartphone and banking app. Pay instore or online with your virtual card, view bills, send payment requests, get paid with SpeedeeApp and more.

A new experience

Pay, our new and refreshed payments platform is the start of the journey towards a simplified and cohesive payments experience.

Navigate through the new Pay and find all payment solutions, history and settings on a single platform.

Quick, easy and affordable

Introducing PayShap

A new, affordable way to make real-time payments.

PayShap is an easy-to-use payment service which allows you to make or receive instant payments safely and securely (up to R3 000) through banks including FNB.


Introducing Instant Payments

First of its kind in South Africa

  • Pay someone in real-time to participating banks* in South Africa, using only their card number.
  • From as little as R7 via your banking app.

*Participating banks include:
Standard Bank, Absa, Nedbank, Capitec, Discovery, Investec, African Bank, TymeBank, alBaraka, HBZ Bank, Bidvest Bank and Sasfin Bank.

View FAQs

Introducing ChatPay

Ultimate convenience

  • Customers can pay or request payment from any FNB or RMB customer using the FNB App's chat functionality - using just the customer's* cellphone number.

* Customers can simply go to Pay and select ChatPay at no additional cost for all customers.

Introducing Bill Payments

Making life simpler

Go to Pay > Bills and search for a bill via the payment provider option and make a payment from any FNB Card or FNB Virtual Card.

View FAQs
View list of billers

Enhanced security

FNB Global Account Virtual Card

Compliment your FNB Global Debit card by adding a virtual card to enjoy even more security.

Spending when travelling is more secure with a virtual card - whether shopping online or at merchants. Simply load your global virtual card onto a partner wallet so you can easily tap to pay abroad and earn up to 4% back in eBucks.

Setting up your virtual card is quick and easy.

  • The dynamic CVV changes hourly to increase security while shopping online.
  • You can create multiple cards - at no additional cost to you - for each account, to help you better manage your spend.
  • Virtual cards are easy to create, cancel, and can be temporarily blocked at any time on the FNB App.
Frequently Asked Questions

Compliment your FNB Global Debit card by adding a virtual card to enjoy even more security.


More value to enjoy


Send money using eWallet

  • Send money instantly to anyone with a valid South African cellphone number.
  • You can transfer funds from your eWallet to your FNB Account via the FNB App. Enjoy the convenience of swiping instead of withdrawing.
Find out more


  • Request funds from family and friends via your banking app or USSD.
  • Simply dial *120*321# and follow the prompts or select Pay > Receive > PayMe > Add payment request
  • Payer is notified of the request and can choose to accept or reject the request.
View FAQs

Shop seamless with Checkout

Enables you to make secure and frictionless online payments

Scan to Pay

Pay from your smart phone using the FNB App to scan the most local payment QR codes including Masterpass, Zapper and PayFast etc.

It's safe and secure

FNB Virtual Card

Make in-store payments seamless, contactless and cashless with Apple Pay, Google Pay, Samsung Pay and more. Add your FNB Virtual Card to a digital wallet to tap your compatible smartphone or wearable conveniently and securely on the go.

Purchase an NFC enabled phone or wearable from FNB Connect or the eBucks Shop, or make contactless payments with Scan to Pay on the FNB App at merchants who accept QR code payments.


Digital wallets

Get paid

At FNB, we understand that getting paid enables a world of possibilities; from empowering you to grow your business to helping you manage your cashflow. We offer a range of helpful, safe and easy solutions that require no device, instantly accessible on the FNB App like SpeedeeApp & SpeedeeQR to devices like SpeedPoint® ensuring that payments are the last thing you should be worrying about.


Introducing SpeedeeApp

Get paid with SpeedeeApp. Experience the possibilities of getting paid conveniently and cost-effectively - anytime and anywhere. Turn your compatible Android smartphone into a payment acceptance device via the FNB App. Accept contactless card and phone payments without adding another app. No sign-up, monthly rental fees or hardware required.

Read more

Introducing SpeedeeQR

Get paid with SpeedeeQR. Experience the possibilities of getting paid conveniently and cost-effectively - anytime and anywhere. Generate a QR code to accept payments for goods and services on the move off the same app you use for all your other banking needs. No sign-up, monthly rental fees or hardware required. Compatible with the most popular QR code scanner apps.

Read more